Capital solutions designed from the ground up for every stage of the franchise growth journey.
Purchasing a franchise unit — whether it's your first location or your fifteenth — requires capital that is structured around the franchise model, not generic small business lending. Our franchise acquisition loans are underwritten with an understanding of franchise disclosure documents, territory rights, and franchisor approval timelines.
We work directly with you and, when necessary, coordinate with your franchisor's preferred lender requirements to ensure a smooth, fast transaction. Our goal is to get you from approved franchisee to open doors as quickly as possible.
Franchise operations run on working capital. Inventory cycles, staffing fluctuations, seasonal demand swings, and marketing requirements all create cash flow pressure — even in high-performing locations. Our working capital loans provide the liquidity your franchise needs to operate at full capacity without disruption.
Unlike revenue-based products that extract capital from your daily sales, our working capital loans are structured as term facilities with predictable, manageable payments that protect your operating cash flow.
Whether you are outfitting a new kitchen, upgrading your point-of-sale technology, or replacing critical machinery, equipment financing allows you to acquire what you need now while preserving your working capital for operations. We finance both new and used equipment across virtually every franchise category.
Our equipment financing programs offer competitive rates with terms matched to the useful life of the equipment — so your payments align with the asset's revenue-generating period, not an arbitrary timeline.
Franchise real estate has distinct characteristics that general commercial lenders often don't understand: brand-specific buildout requirements, landlord negotiation dynamics, and the relationship between a franchisee's lease terms and their franchisor's standards. Our commercial real estate lending is underwritten with this expertise built in.
We finance ground-up construction, acquisition of existing commercial properties, and major renovation projects for franchise locations across the country.
For proven franchise operators ready to scale their portfolio, our expansion financing programs provide the capital structure to pursue multi-unit development agreements and area representative opportunities. We underwrite expansion loans based on your existing portfolio's performance, not just individual unit projections.
We work with operators across a wide range of franchise categories — food service, retail, fitness, home services, automotive, and more — to structure capital that supports aggressive, sustainable growth.
For franchise operators who need flexible capital with payments that adapt to business performance, our revenue-based financing programs offer a structure where your repayment scales with your revenue. During slower periods, your payments are lower — preserving cash flow when you need it most.
This program is particularly well-suited for seasonal franchise businesses or operators in growth mode who need capital without the rigidity of fixed monthly obligations.
We work with a wide range of franchise operators. Here are general eligibility parameters for our core programs. Every application is reviewed individually — contact us to discuss your specific situation.
Most programs require a minimum of 6 months in operation. New unit acquisitions by existing multi-unit operators may have different requirements.
Working capital programs typically require $100K+ in annual gross revenue. Acquisition and real estate programs assess the target opportunity's projections.
We have experience with 750+ franchise brands. If your brand is not on our list, we will still evaluate your application — contact us to discuss.
Available to current franchisees, prospective franchisees with executed FDDs, and qualified operators seeking resale acquisitions.
We lend in all 50 U.S. states. Franchise location may be anywhere in the continental United States, Alaska, or Hawaii.
Standard applications require 3 months bank statements, franchise agreement, and basic business financials. Full requirements vary by program.
Complete our brief online application. We gather only what's needed — no lengthy forms, no unnecessary documentation upfront.
Our franchise lending team reviews and delivers a decision within 24 hours. Often same day for qualified operators.
We work with you to build a term structure that fits your franchise's unit economics and cash flow profile.
Capital is deployed directly to your account upon document execution. Grow your franchise on your schedule.
Talk to a franchise lending specialist today. No brokers, no runaround — just expert guidance and direct capital.
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